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The Promise and Perils of Buy Now, Pay Later

…buy it now instead of financing the full amount? Missed payments are penalized. Some services slap an interest charge on your outstanding balance, with rates as high as 40%. Other…

International Credit Union Day

Celebrate 75 years of International Credit Union Day® at San Antonio Citizens Federal Credit Union On Oct. 17, 2024, credit union members around the world will celebrate International Credit Union…

Holiday Schedule

…19th – Presidents’ Day Friday, March 29th – Good Friday (Closing at 12 p.m.) Monday, May 27th – Memorial Day Wednesday, June 19th – Juneteenth Thursday, July 4th – Independence…

All You Need to Know About HELOCs

…loan with a (generally) lower interest rate and easier eligibility requirements. One way to do this is by opening up a home equity line of credit, or a HELOC. Let’s…

Preparing for the Mortgage Application Process

…loan – perhaps 15 to 30 years – so choose a company that’s reputable and customer-oriented. As a first-time home buyer, you may have many questions. Working face-to-face with us…

What to Buy and What to Skip in November

…a celebration, holiday or a just-because gift. Buy: Gaming consoles Major retailers are competing for gamer bucks this month, so expect to see the best bundles with the hottest games…

What to Buy and What to Skip in October

…October’s got some great deals to offer the savvy shopper. Use this guide to find out what they are, and which items should be put on the wait-list this month….

The Advantage of Share-Secured Loans

…needs and goals. One of our most convenient products – for individuals and businesses alike – is the share-secured loan. What are share-secured loans? Share-secured loans allow you to use…

Don’t Get Caught in a Mortgage Scam

Buying a home is a long and complicated process, and scammers want to complicate things even more to capitalize on the confusion. Mortgage scams are growing increasingly prevalent and can…

5 Ways to Improve Your Finances This Summer

…each category. Be sure to incorporate savings into your budget. Prioritize debt repayment! Plan to get rid of your debt for good. Choose the debt with the smallest balance, or…