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Pretax vs. Roth: Navigating the 24% Tax Bracket

…might be more appealing because of its tax-free withdrawals. Thinking of the Next Generation When it comes to retirement planning, the choices you make today can have lasting implications for

5 Resources to Build Financial Literacy

…Terms Glossary: The basics of financial literacy start with some definitions. Understanding terms like interest rates, compound interest, balloon payments, secured vs. unsecured debt and other concepts help you get…

How Do Rising Interest Rates Affect The Economy?

…a particular geographic area of the U.S. and are the operating arms of the Fed The Federal Open Market Committee (FOMC), consisting of 12 people To help the country maintain…

Beware Of Back To School Scams

…School supply giveaways and freebies Back-to-school shopping can cost a bundle. Messages promising a free back-to-school shopping spree can be welcomed, if they’re legit. Unfortunately, they rarely are. Back-to-school giveaway…

Beware of Back-to-School Scams

…School supply giveaways and freebies Back-to-school shopping can cost a bundle. Messages promising a free back-to-school shopping spree can be welcomed, if they’re legit. Unfortunately, they rarely are. Back-to-school giveaway…

What are Trigger Leads, And How to Avoid Them

…bureaus – Equifax, TransUnion, and Experian. These companies use this data for sales leads. Several industries regularly purchase trigger leads: • Mortgage Lenders • Credit Card Companies • Auto Dealerships…

How Retirement Spending Changes With Time

…Do you need help identifying those expenses that are likely to rise or fall? Do you have a plan in place? Give us a call for a complimentary review. 1….

How Much Money Should I Keep In My Checking Account?

…unconventional way of making money management simpler: Open two separate checking accounts. Here’s how it works. You’ll open a second SACFCU Checking Account, and when your paycheck clears, transfer all…

Scholarships

As our vision is “to be the difference that empowers dreams to be realized,” SACFCU is happy to give back to our communities through scholarships to Credit Union members who…